because googling "what is a deductible?" at midnight isn’t the vibe

Employee Group Benefits

A package of insurance and health-related perks provided by an employer to their team. 

· Life Insurance/Accidental Death & Dismemberment

· Health/Dental/Vision

· Employee Assistance Program/Virtual Care 

· Critical Illness Insurance

· Dependent Life Insurance

· Short-Term and Long-Term Disability

· Health & Wellness Spending Accounts (H S A/W S A)

👉 Helps attract talent, reduce turnover, and support employee wellbeing.

Individual Insurance

Coverage designed for individuals, contractors, and business owners—ideal for those without access to employer-sponsored plans.

· Life insurance

· Short-Term and Long-Term Disability

· Critical Illness Insurance

· Personal Health & Dental plans

· Travel Insurance

Health & Wellness Spending Accounts (HSA / WSA)

Employer-funded accounts that empower employees to spend on eligible health or wellness expenses.

· Health Spending Account (HSA) – Tax-free, used for health and dental costs

· Wellness Spending Account (WSA) – Taxable, used for fitness, mental health apps, personal development, etc.

👉 Gives employees flexibility while helping employers control costs.